The Seller/Buyer Conundrum

This week we went through two important transactions where we were the seller parties. I sold a Ford pick-up truck that was sitting in our garage for a good part of 5 years. We also signed papers to sell a rental property that we have had for almost 7 years. Again in both instances we all signed on the dotted lines that designated we were the sellers. Since we went through a barrage of documents to sign, in one instance I had automatically signed on the dotted lines intended for the buyer. I initially had paid no mind thinking I just needed to sign again under the dotted lines for the seller. But was summarily stopped by a staff member of the company, graciously informing me that he had to reprint the whole page because of strict company rules. So except for that little glitch, both transactions went quite smoothly. Until a few days later when I started thinking about it.

Why did I instinctively and reflexively sign on the dotted lines for the buyers? What caused that to be so? After much thought and reflection I came up with these observations, and a conclusion.

Because our personal callings in our lives were that of being employed, most of the transactions that we got into in our lives were that as buyer. We bought things and stuff. We bought clothes, houses, cars, etc. In most instances then where documents were presented and required for signature, we typically signed on the dotted lines for buyers. But don’t we sell our services to our employers? True, but we would rather think of our services as being exchanged for money and benefits. Of course, as employees there are instances where we do become sellers, like selling our old houses or cars to buy new ones. But comparatively speaking, we most likely are buyers in transactions. So by default when people like us sign papers, we instinctively go to the dotted lines for buyers.

But entrepreneurs are different. In many instances they are the sellers. They provide goods and services to be sold to third parties or consumers. They are the store owners, the factory operators, the company owners in their nice offices. In short, they are our employers.

In the scheme of things, are the differences quite marked? I am sure there are many similarities and differences, but here I focus on only one aspect of this distinction. The seller creates or produces some things or provides certain services that they hope people will have need for. They design and devise things to give them value and functionality which hopefully the users will be attracted to.

On the other hand, the buyer is in the position of choosing certain things that would be needed in his life. When he looks at a product for example, he is weighing how the product is going to serve his particular needs, and making judgments on how well the product and its features will perform for him.

The role of seller appears exciting and interesting, bringing to the fore our admirable qualities of ingenuity and resourcefulness so that we can bring out products that people can like. While sellers are also buyers since they are also consumers, it does appear enviable to be essentially a seller and secondarily as a buyer. Rather than simply be a buyer all our lives.

The reason being that a seller obviously is a provider, while a buyer is simply a user.

Is it then instinctively so also that at certain points in any one person’s life, there is the innate desire to be an entrepreneur, and thus be a provider, a seller?

Remembrances of My Late Mother

More than meriting title to being quiet and mum as a clam, my mother was truly a woman of very few words. She spoke little. Thus, I doubt I need spend time calculating the conversations we had had as adults. We had very few, and each one went like telegraphic exchanges between two frugal individuals.

In hindsight one can easily recall how those few incidents came about. And thus the task of retelling is that much easier. But they definitely created lasting impressions. How else to explain my very vivid recall.

In one visit and from out of the blue, she framed her conversation in one sentence. And it simply was a curt admonition to take care of my younger brother, and spoken in the vernacular. As was usual with me, it went in and was soon replaced with more urgent mundane matters. But during moments of lull, that statement would come back to occupy my wakefulness. Why the admonition and why me? The mind started racing looking for rationales and answers. As very young kids, all nine of us grew up in that old house along Del Mar and Victoria Sts. The house sat fully on exactly 100sq.m. of land, leaving nothing but the sidewalk to separate it from the two streets. And we counted on the kind graces and forbearance of two aunts who owned the two lots on the other two sides in allowing our little horde to use their free spaces for our purposes. One lot was initially vacant and the other occupied by a house of another aunt. The vacant lot was there to serve as our free space – for a while at least until a house was also built on it.

Nine precocious kids grew up in those cramped and eternally-shuttered quarters in the middle of a busy poblacion, two blocks away from the town plaza. As a small kid my younger brother had assigned quarters in one bedroom on the ground floor which space used to serve as my father’s law office. This he shared with another younger sister. And from all indications that served as some kind of sick bay since the two siblings took cadenced turns being treated with all sorts of ailments – wheezing coughs, fevers, urticaria or hives, bad colds, etc. So many nights one heard the unmistakable sounds of the ailments as one passed through that section of the house, with my mother serving as relentless and indefatigable Florence Nightingale to the siblings in distress. And this went on till early adolescent years.

That younger brother was the first to go a couple of years ago among the nine siblings. Was my mother gifted as prescient or armed with clairvoyant tendencies to qualify her to make such dire predictions? I doubt that. It most probably stemmed from maternal instincts honed from many years and countless instances of service to enable her to make prudent observation and judgment on the physical make-up of her sizable brood. After all, she exhibited the same personal dedication and selfless passion in taking care of all nine of us.

Years later after having married and living away from her, another short telegraphic dialogue transpired. She had received a letter from two distinguished Jesuits, very well respected locally, Frs. A. Cuna and J. Fuentes, regarding a Cursillo course participated in by her youngest offspring. She was being asked to write a confidential letter to be delivered to the above Jesuits. Imagine that!

What does she do? She calls for me and almost demandingly asked for me to write that letter. Why me? The year was 1972 and I was deep into raising my growing family and coping with the burdens of working in a busy bank. So naturally, I balked. No words from her followed, except that I was left holding the letter from the priests.

Without further instructions, and without any ideas suggested on what that letter would contain, I knew that she had expected to receive that letter before it was due. Rummaging through old files, I chanced upon these two letters stapled together. Suggesting without a doubt that the letter required of her was written and submitted on time, and penned by me.

Was she so sure that the ideas that I would put on paper would be the same ideas she had in mind and held in deep trust? I do not recall having to retype anything regarding this letter.

Maybe it was like this. How could revisions be necessary since I was simply being used by her as her instrument?

Thus, more like that most perfect model of a mother who said to the wine stewards at Cana: Just do what he tells you!

Addendum: March 21,2021

Born and educated in Cebu, from parents named Porferio Velez and Fernanda Osmena.

In her quiet, unassuming, and out of the public eye ways, she single-handedly took care of her 9 children, away from her comfort zone of home and caring relatives in Cebu. And lived to be almost 93 years while doggedly devoted to her appointed tasks as mother.

Without expressing noticeable complaints, or any visible expectations of earthly rewards, she lived quietly, and passed from here in the self-same manner.

No man could ask for more.

Still, we couldn’t say that she showered us with physical hugs, material abundance, or the like. Not even profuse displays of kind words and inspiring emotions. She simply kept her peace and remained introverted. As a matter of fact, her dutiful partner in rearing us kids was discipline and order as personified by the horsewhip that she kept handy but rarely used.

All things considered, she deserves all the possible effusive honors and privileges this noted day could bring or muster.

And we are reassured that she now enjoys that and more.

Added May 20, 2021

One of the very few times that our dear mother had the time and opportunity to fix herself up and dress for the occasion.

One fresh memory, one of very few from my childhood, I had with my mother was the one time I accompanied her to the movies. Why she took me? I have no idea. But she did.

She was in a hurry and had dressed up for the occasion. And she quickly hailed a tartanilla for the short trip from our house in Del Mar to the movie house in DVsoria. For those unfamiliar, the nearest movie house was only a block away. I recall that in her haste, she tore a hole in her dress from some metal part in the tartanilla's seat.

And I recall thinking something like "sayang" since she had put on a very nice fitting dress of white with some flower design.

I probably got my love for old movies from her. BTW, in local parlance maybe limited to our Neri clan, in expressing hesitance with facing up to visitors especially those unexpected and unannounced, or the public in general, this was the default excuse or even dismissal. "Dili ko kay bulinggit ko." Translated freely, it means that I cannot face you or the public because I am very dirty. Or euphemistically, that one is not "decent". But actually it signified that one was wearing one's house wear with face not made up. People did not go out of the house without the minimum accoutrements called for by their aged standards. A way of explanation re my mother dressing up even when going only to the movies, a block away.

Bi-coastal Life

Last Sunday afternoon after a nice warm bath, I flopped my tired aching body to a nice soft sofa to face my friendly news gatherer – the TV set connected to a local cable company. With remote firmly clasped and electric fan quietly swooning in the background, I was ready to travel.

Held the notch on what is called locally as the Bloomberg Channel. A lively live debate was underway. Splashed across the screen in front of the portly moderator who stood behind an imposing lectern was the statement: California Is A Failed State. Huh, what? I almost lost consciousness. California, home to Hollywood, Apple, Facebook, Intel, Google, Yahoo, the most populous state in the union, among the top ten largest economies in the world taken separately, the most innovative, etc., a failed state?

Anyway after intently listening for a few minutes, I was getting the picture. There apparently is a proposition, or a ballot initiative put forth by the voters, that seeks to declare that the state indeed is a failed state. Probably to be voted upon during the next local elections this coming November. This whole process is uniquely California, an enviable model in its exercise of “direct democracy” - when the people themselves take a hand in governance.

Across one side, the negative side to a debate, I recognize the 3 panelists. – erstwhile CA governor, Gray Davis, who was unceremoniously ousted during a recall election that saw the start of the Arnie reign; Van Jones, of late an Obama appointee who had to decline due to some pretty incendiary statements made by him in his prior life, and Lawrence O’Donnell, an MSNBC anchor noted for his caustic anger against anything conservative.. All decidedly liberal in political orientation. And on the other side, the affirmative side, they had 3 panelists who were not known to me. – a lady editor of a popular website or group, a male economist, and another male panelist who had served in some administration. All who I suppose declared themselves as conservatives.

With a huge enough live audience who asked questions directed to all panelists, the overall discussion was interesting, friendly and civil so that my guess is that everybody walked away from it learning more about the attendant issue.

Of course, the issue itself has been dogging California for a long, long time, way past Grey Davis’ administration. People have been noticing the slow decline of the California economy and the shameful neglect of its government in stemming that downward tide. People have complained of recurring huge state deficits, too many regulations in its economic life from business to the environment, businesses burdened by too many taxes and regulations that they were leaving in droves, cities were deteriorating politically and socially, the latter in the form of unabated homelessness on city streets, infrastructures like roads and bridges were crumbling due to neglect, etc. Etc. Of course add to that, the still teetering housing situation which continues to hit the state harder than others. As we speak some areas have already lost more than 50% of home values pegged from 4-5 years ago. And still spiraling down with no bottom in sight.

But that is not my point. Personally, the issue for me is old hat, yesterday’s meal.

But because I am a naturalized citizen and continue as a resident of California, I am directly impacted by what happens there. While now spending some time in the old homeland, still one cannot ignore the realities there because pretty soon I will be back there for a spell. Most likely spending the same time when the local elections will be held.

What is astounding is that I can live 7000 miles away from it and still vicariously participate in its critical affairs at the flip of a switch, while at the same time still having my ears attuned to the local events that also daily affect my current life here. Straddling between two coasts without loss of any real time! One of today’s wonders!

But how shall I vote on this issue? That is not a “consummation devoutly to be wished”.

Filipinos and US Politics

To the average urban Filipino the topic of politics is often a passion-stirring and hot-button issue, eliciting many avid responses from participants. In friendly family gatherings, or extemporaneous congregations of acquaintances, and most especially in the various forms of media, politics assumes a very focal role, almost like as default features to enliven pages and sell copies. Its discussions are always lively and keenly partisan and in many instances do escalate to shouting matches or ad hominems. No wonder then that when I am in  the old homeland, the question of politics is often asked – US politics, that is.

Compatriots are quite eager to learn how their own kind behaves as political animals in other countries, countries they have adopted after leaving the old homeland.

They are not mistaken to assume that indeed there are many ethnic Filipinos in the US, both legal and those who have decided to stay beyond their temporary visas. Many place the count to as many as 5 million though official stats would probably show their total closer to 4 million plus.

So the typical questions asked revolve around these. Is there a Filipino vote? How do US politicians regard and/or court Filipino votes? Do Filipinos have clout in US politics or in the political process?

But they are usually nonchalant or downcast when they learn of the real lowdown. They assume wrong that their compatriots in foreign lands behave similarly or as intently as with their local counterparts.

They are quite perplexed that there is not even a category of Filipinos in the US demographic/ electoral rolls. That Filipinos are lumped together in the category of Asian Americans which is quite a small category numbering a little over 15 million in a country with a total population of over 300 million. Among others, Asian Americans include Filipinos, Chinese, Japanese, Koreans, Vietnamese, Indians, Pakistanis, etc. No doubt a very broad category net that catches and bundles together many minorities in the US. From the figures above, Asian Americans make up only about 5% of the total population. Comparatively, African-Americans number 38 million while Latinos top at over 44 million, unarguably the two fastest growing minorities in the land.

While the total number of Asian Americans appears substantial, these immigrants are not that active politically. And are thus said to be quite invisible politically. This group has the lowest proportion of eligible voters, a little over 50%, compared with the populations of other racial groups. Plus, only about 50% of eligible voters actually register. Translated that would be about 7 million eligible voters and about 3 million actual voters. And how many actually vote during elections? Having over 50% of registered voters vote is considered typical in presidential elections and as low as 40% in state elections. Another negative factor for Asian Americans is that only 60% know English, thus many shy away from or shun active participation in politics.

No wonder then that while Asian Americans represent 5% of the population, only 1% of them count among those holding elective offices.

What about party affiliations? In this group a third are registered Democrats, another third Republicans and the last third are unaffiliated or may be registered as Independents. And for the last third, more than 50% were born overseas and thus, politics has not yet become a priority in their lives.

Except that Asian Americans congregate in great numbers in some states. And in order of the size of their presence, they are: California, New York, Texas, Hawaii, and New Jersey. So this may be where they could influence elections and thus be a future force to reckon with.

A most recent special election result may reveal this to be true or may be the inauspicious start of a trend. We refer to the most recent special election in the 9th congressional district of New York to replace disgraced Democratic Congressman Weiner. This district is ceded to be predominantly Jewish and may explain the election of Weiner, though as a Democrat he probably had a lock on it given that Democrats had controlled this district for many, many years. But take a look at its current demographic distribution (2010):

56.48% non-Hispanic White
5.21% Black
18.70% Asian,
17.21% Hispanic,
0.2% Native American,
2.2% other

In an ironic twist, though expected by the polls, a Republican took the win on this heavily Democratic district, a district once held by Democratic stalwarts Geraldine Ferraro and now Senator Charles Schumer.

Without delving into the issues that may have driven this sudden change of wind, what could have possibly happened in the voting?

A given for this district is that Asian and Hispanics have historically voted Democratic. Now taken either singly or collectively, these two groups could have provided the swing votes to change the current history of this district. In this election the actual margin of win for the Republican against his Democratic rival was 6 points (53-47).

Thus, in a race where two white candidates dominate, two minority groups with sufficient numbers could have provided the impetus for the upset. That factor could have made possible an almost political improbability.

It is to be noted also that Asian Americans are trooping in great numbers to some battleground states like Nevada, Minnesota, and Virginia, so the future could see this third-largest growing minority assume more active and decisive political roles.

US Breaks Some Records

US breaks some records.

This is definitely one instance where the current recordholder would gladly cede the honors - to another US president, or any man or woman for that matter.

Imagine if we allow him to take on a second term. Following the trends, he would start breaking his own records!

If in grave doubts, scan the sources below the list to erase any.

Update:

What happened? At the height of the housing boom we were ready to breach the 70% ceiling.